03 Nov 2025

State Pension Guide

October 2025

Having a stable income when you retire could give you the independence to enjoy a meaningful and fulfilling life after work. Indeed, a July 2023 survey by Legal & General found that 94% of UK adults said that financial security was their most important retirement dream.

Your State Pension, along with other savings and investments, could provide the stability you need to support the retirement lifestyle you want.

However, there is a worrying lack of understanding about the State Pension among UK adults.

The Retirement Voice report published in April 2025 by Standard Life revealed that:

  • 50% of UK adults don’t know how much they’ll receive in their State Pension
  • 32% are unaware of their State Pension Age.

So, this useful guide explains the essential things you need to know about the State Pension, from when and how you can claim it to how the income it provides will increase during your retirement.

Download your copy here: Everything you need to know about the State Pension

If you have any questions about your State Pension entitlement and how it could supplement other sources of income in retirement, please get in touch.

Please note: This guide is for general information only and does not constitute advice. The information is aimed at retail clients only.

This field is for validation purposes and should be left unchanged.
We ask for partial postcode so we can direct your enquiry to the nearest team
GDPR permissions

Latest news

Senior couple consulting a financial planner

Are you planning to draw from your pension ahead of inheritance tax changes? Consider these 3 things first 

6 May 2026

Read
Volunteers wearing “humanitarian services” t-shirts while packing boxes of donations

Why and how to include philanthropic giving in your estate plan

6 May 2026

Read

Guide: 5 essential steps to plan for a pension shortfall if you want to retire early

23 April 2026

Read
Thoughtful senior man using a laptop and holding financial paperwork

Are these 3 investment myths holding you back from growing your retirement wealth? 

23 April 2026

Read
A carer helping a senior woman walk with a frame

Why including later-life care in your retirement plans is crucial 

23 April 2026

Read
A senior man sitting talking to his adult son on a sofa

4 clever ways to support your adult children financially without compromising your retirement 

23 April 2026

Read

Investment update: Market commentary Q1 2026

20 April 2026

Read
Happy senior couple walking through an airport with luggage

Are you underspending in retirement? 4 ways your financial planner can help you enjoy your wealth 

24 March 2026

Read
An old book of Shakespeare plays

3 valuable financial planning lessons you could learn from Shakespeare’s much-loved plays 

24 March 2026

Read
Happy businesswoman shaking hands with a businessman

3 valuable ways your financial planner can help you prepare for a smooth exit from your business 

24 March 2026

Read

Pensions, child benefits and tax-efficient savings strategies for 2026

5 March 2026

Read
Happy senior couple looking at financial paperwork.

Using investments and allowances to maximise tax efficiency before 5 April 2026

5 March 2026

Read