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Smart Money Newsletter November/December 2021

Welcome to our November/December 2021 magazine. This issue was written prior to the Chancellor of the Exchequer, Rishi Sunak, presenting the second UK Budget of 2021 on Wednesday 27 October. We will look at the key announcements included in the Chancellor’s red box in the next issue.

In this issue we look at: 

  • PANDEMIC TRIGGERS SHIFT TO SAVING People thinking more about their spending and financial priorities
  • CHANGE TO THE STATE PENSION TRIPLE LOCK Pensioners ‘deeply disappointed’, particularly women and self-employed
  • HOW CAN I PROTECT MY WEALTH FROM INFLATION? Five questions to ask before inflation really takes off
  • UK PENSIONERS UNDERPAID More than £1 billion in State Pensions impacted due to ‘repeated human errors’
  • FESTIVE GIFTS THAT TEACH CHILDREN THE VALUE OF MONEY Why parents should look to Christmas investment gifts instead of toys
  • PENSIONS AND RETIREMENT STILL REMAIN A TABOO When it comes to marriage and money, it’s good to talk
  • THE POWER OF A PLAN How to create a personal financial plan in 8 steps
  • PLANNING FOR EARLY RETIREMENT What are the financial consequences to stopping work in your 50s?
  • GENERATION VEXED A third of Gen Xers not confident they can fund their retirement
  • INVESTING WITH IMPACT How ESG creates long-term value
  • POST-LOCKDOWN BOOST TO FINANCIAL WELLBEING FADES Continuing impact on people’s physical health and financial wellbeing
  • SIGNIFICANT IMPACT ON RETIREMENT PROSPECTS AND PLANNING £5.3 billion lost from over-50s’ retirement pots throughout the course of the pandemic
  • NEW VISION FOR OLDER WORKERS NEEDED: RETAIN, RETRAIN, RECRUIT Age discrimination impacts job prospects of three million over-50s
  • IS FREEDOM TODAY HURTING FREEDOM TOMORROW? Tax-free cash allowances putting some retirements at risk
  • WHAT DO YOUR RETIREMENT PLANS LOOK LIKE? Pandemic sparks a surge in over-50s seeking professional financial advice
  • PLANNING FOR THE ROAD AHEAD Gen Z’s caring nature supporting both themselves and loved ones
  • MINIMUM PENSION AGE ON THE UP Increase intended to align with the raising of the State Pension age


If you would like to discuss any of the following topics, please do get in touch.

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