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Smart Money Newsletter July / August 2022

It’s not surprising that the world of investing can seem complex, especially in the current global economic climate. Investors face an endless supply of market news, many investment choices and often-changing market conditions.

In this issue we look at the key principles every investor should follow, wealth versus health, the cost of saver inaction and much more.

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In this issue we look at:

  • WEALTH VS HEALTH 
    More than half ignore medical advice and work despite poor health due to financial worries
  • RISING COST OF LIVING CRISIS
    3 tips to maintain your financial wellbeing
  • MANAGING THE IMPACT ON YOUR PENSION
    Just two out of five have planned for inflation in retirement
  • SELF-EMPLOYED VULNERABLE TO ECONOMIC SHOCKS
    New research highlights that 81% aren’t seeking financial advice
  • SHOW ME THE MONEY
    How to invest your money and avoid costly mistakes
  • COST OF SAVER INACTION 
    Millions of savers think inflation will leave them better off
  • INFLATION EATING YOUR SAVINGS?
    How to benefit from tax reliefs in the current financial year
  • TIPS FOR A HEALTHY PENSION AS YOU APPROACH RETIREMENT
    What really important retirement questions should you be asking?
  • SIGNS YOU’RE REALLY READY TO RETIRE
    No one-size-fits-all answer to this question
  • HOW TO REDUCE INHERITANCE TAX BY LEAVING A GIFT
    Planning for your wealth preservation and the eventual transfer of that wealth
  • WHAT DOES INFLATION MEAN FOR ME AND MY MONEY?
    How to protect and grow your wealth over time
  • RECESSION-PROOF YOUR FINANCES
    10 practical steps to ensure your money is working hard for you
  • PENSION POVERTY AFTER DIVORCE
    Ensuring an equal division of all the assets within the matrimonial pot
  • HOW MUCH WILL YOU NEED TO RETIRE?
    Quarter of savers approaching retirement at risk of not having an ‘adequate pension’
  • STARTING A FAMILY
    What steps to take to prepare financially
  • HOW TO IMPROVE YOUR FINANCIAL HEALTH
    General principles to help you attain specific goals
  • MIDLIFERS SET TO BE IMPACTED TWICE BY THE COST OF LIVING
    Financial planning essential to help balance priorities

If you would like to discuss any of these topics, please do get in touch.

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